信用證下進(jìn)口押匯風(fēng)險管理

國際貿(mào)易論文編號:GM011    論文字?jǐn)?shù):10634,頁數(shù):15

目   錄

1  進(jìn)口押匯概述 ..................................2
1.1進(jìn)口押匯的定義 ................................2
1.2進(jìn)口押匯的法律特征 ............................3
1.3進(jìn)口押匯的操作規(guī)范............................ 3
2  進(jìn)口押匯中銀行所面對的問題與風(fēng)險 ..............4
2.1進(jìn)口押匯的風(fēng)險 ................................4
2.2風(fēng)險產(chǎn)生的原因 ................................5
2.3司法實踐中銀行必須面對的問題與風(fēng)險 ............8
3  對進(jìn)口押匯風(fēng)險防范的建議 ......................11
3.1一般防范方法 ..................................11
3.2合同條款的完善 ................................12
3.3加強銷售環(huán)節(jié)的風(fēng)險防范 ........................12
3.4加強對信用風(fēng)險的控制 ..........................13
參考文獻(xiàn) .........................................14
致   謝 ..........................................15

摘   要

     隨著中國加入WTO，對外貿(mào)易量正以驚人的速度增長著，在貿(mào)易蓬勃發(fā)展的同時也要積極發(fā)展與其配套的銀行貿(mào)易融資服務(wù)項目。進(jìn)口押匯是國際貿(mào)易中經(jīng)常使用的短期融資方式，由于其方便快捷,國內(nèi)大多數(shù)商業(yè)銀行都開展了這項業(yè)務(wù)。但是由于進(jìn)口押匯是一種新興業(yè)務(wù)，我國銀行界、法律界對其研究尚淺,在實際操作中，往往面臨著較大的風(fēng)險。本文從進(jìn)口押匯的概念、特征以及業(yè)務(wù)流程入手，著重分析了進(jìn)口押匯業(yè)務(wù)中的擔(dān)保機制及風(fēng)險產(chǎn)生的原因, 還對進(jìn)口押匯的風(fēng)險防范措施,提出一點自己的建議。
本文第一章是進(jìn)口押匯的概述，主要介紹了進(jìn)口押匯的定義、業(yè)務(wù)流程,分析了其法律特征。第二章主要分析銀行在進(jìn)口押匯中所面臨的風(fēng)險，第三章在提出了一點防范分析的建議。

【關(guān)鍵字】進(jìn)口押匯，商業(yè)銀行，風(fēng)險防范

Abstract

With China’s entering into WTO, the quantity of import and export is increasing quickly. At the same time, the commercial banks need to develop some trade financing services to meet the development. Import bill purchase is a type of short term financing frequently used in international trade. Most domestic commercial banks carry out such business due to its expediency and efficiency. But because of its novelty, little research has been put on it and there is even less law and regulations. So it contains many risks in practice. This thesis tries to give some advices on preventing risks of import bill purchase though analysis on the guarantee and the causes of risks arising on the basis of the concepts, the features, and business procedure.
The first chapter of this article is the overview of important bill purchase system and gives a brief introduction on the concept, background and procedure of importance bill purchase and analyzes the legal character. The second chapter explains the main risks which the banks must face to in the process of the Import bill purchase. The third chapter gives some suggestions in how to prevent the risks.
 
【key word】Important Bill purchase; Commercial Bank; Risk Prevention