我國出口企業開展保理業務的風險及其防范

國際貿易論文編號:GM077   論文字數:9433,頁數:14

目   錄

1   概述 ......................................................1
1．1國際保理的內涵及其法律特征 ................................1
1．2 出口企業開展保理業務的利弊 ...............................2
1．3國際保理業務的發展趨勢 ....................................3
2   我國出口企業開展保理業務的現狀及面臨的風險................ 3
2．1我國出口企業開展保理業務的現狀 ............................3
2．2我國出口企業開展保理業務面臨的風險 ........................5
3   發達國家或地區保理業務風險防范的經驗借鑒 ..................6
3．1歐美發達國家保理業務風險防范的特點 ........................6
3．2臺灣地區保理業務風險防范的經驗 ............................7
4  我國出口企業開展保理業務的風險防范策略 .....................8
4．1 國家方面應采取的措施 .....................................8
4．2企業自身應采取的對策 ......................................9
參考文獻 ......................................................11
致   謝 .......................................................12

摘    要

      隨著當今國際貿易的迅速發展，國際市場競爭日益加劇，原先的賣方市場已逐步轉變為買方市場，競爭也不再局限于質量、價格等方面，貿易結算方式也成為各出口企業爭奪國外市場時考慮的一個重要因素，非信用證結算方式在對外貿易結算中所占的比重越來越大。國際保理作為一項能夠提供風險擔保與資金融通的綜合性金融業務，由于順應了非信用證結算的發展趨勢，在世界各國發展很快，伴隨著對外貿易總量的迅猛增長，國際保理在我國的發展前景也將是十分廣闊的。為進一步促進這一新型業務在我國的推廣應用，我們應該借鑒發達國家和地區在開展保理業務方面的經驗，加快保理立法進程，加大對保理業的投入，加速電子商務的應用，保理商也要注重與保險公司合作，加強風險控制，使出口企業尤其是中小企業充分認識到國際保理業務所能帶來的利益，進而提高國際保理在國際貿易領域中的應用比例。在提高產品質量與服務的前提下，通過采取對買方更有利的結算方式增強出口競爭力，爭取更多客戶以進一步拓寬國際市場。

【關鍵詞】 國際保理   信用證    商業信用 

Abstract

With the fast development of International Trade in recent years, the competition of the Market is becoming increasing fierce, the old Seller’s Market has changed into the Buyer’s Market and the Settlement has also been given more consideration during the competition. Non-Credit Settlement has seen a growing proportion. Under such changing situation, International Factoring, a comprehensive finance business which combines of risk guarantee and financing has been developing fast in global scope. Rapid increase of Foreign Trade Gross in China will bring a bright future to International Factoring Industry as well. In order to promote the further utilization in our country, we should learn from other advanced countries and regions, speed up the Legislation of relevant laws, increase the devotion to the International Factoring, fasten the usage of E-Business as well as cooperate with Insurance Company to control the potential risks. Moreover, the Export Enterprises especially the Small and Medium Sized Enterprises should pay more attention to this New Business and fully aware of the benefits which can bring about, rise the proportion of International Factoring in the International Settlements, strengthen its competition under the premise of improved quality of the products and the services, gain a larger share in the International Market therefore.

【Key Words】 International Factoring; Letter of Credit; Commercial Credit