我國商業(yè)銀行開展投資銀行業(yè)務(wù)研究

金融論文編號:JR066  本份論文包括開題報告,畢業(yè)實習(xí)報告,任務(wù)書，外文翻譯，論文字數(shù):17894,頁數(shù):28

目　　錄
摘    要 ......................................................I
Abstract ......................................................II
1 緒 　論 ...................................................1
1.1 研究背景................................................. 1
1.2 研究的目的和意義......................................... 1
1.2.1 研究目的 ...............................................1
1.2.2 研究意義 ...............................................1
1.3 國內(nèi)外研究現(xiàn)狀 ...........................................2
1.3.1 國外研究現(xiàn)狀 ...........................................2
1.3.2 國內(nèi)的研究現(xiàn)狀 .........................................2
1.4 研究的方法和內(nèi)容 .........................................3
1.4.1 研究的方法 .............................................3
1.4.2 研究的內(nèi)容 .............................................3
2 理論基礎(chǔ) ...................................................4
2.1 商業(yè)銀行與投資銀行的定義................................. 4
2.1.1 商業(yè)銀行的定義......................................... 4
2.1.2 投資銀行的定義 .........................................4
2.2 投資銀行基本業(yè)務(wù) .........................................5
2.2.1 投資銀行的傳統(tǒng)業(yè)務(wù)..................................... 5
2.2.2 投資銀行的創(chuàng)新業(yè)務(wù)與延伸業(yè)務(wù)........................ ...5
2.3 投資銀行與商業(yè)銀行的區(qū)別與聯(lián)系........................... 6
3 商業(yè)銀行從事投資銀行業(yè)務(wù)的必要性與可行性分析 ...............7
3.1 我國商業(yè)銀行開展投資銀行業(yè)務(wù)的必要性..................... 7
3.1.1 是順應(yīng)國際金融業(yè)混業(yè)經(jīng)營的趨勢和要求 ...................7
3.1.2 主動順應(yīng)資本市場發(fā)展帶來的挑戰(zhàn) .........................7
3.1.3 有助于降低我國商業(yè)銀行的經(jīng)營風(fēng)險 .......................8
3.1.4 是防范風(fēng)險和實現(xiàn)效益增長的迫切要求 .....................8
3.2 我國商業(yè)銀行開展投資銀行業(yè)務(wù)的可行性 .....................9
3.2.1 金融業(yè)混業(yè)經(jīng)營的動力及理論基礎(chǔ)......................... 9
3.2.2 金融監(jiān)管理念的變化及外部監(jiān)控體系的改進 .................9
3.2.3 技術(shù)進步的支持......................................... 10
4 我國商業(yè)銀行開展投行業(yè)務(wù)現(xiàn)狀及問題......................... 11
4.1 國外商業(yè)銀行開展投行業(yè)務(wù)現(xiàn)狀 .............................11
4.1.1 業(yè)務(wù)組織結(jié)構(gòu) ...........................................11
4.1.2 投行業(yè)務(wù)品種 ...........................................12
4.2 我國商業(yè)銀行開展投行業(yè)務(wù)現(xiàn)狀 .............................12
4.2.1 投行業(yè)務(wù)機構(gòu)設(shè)置 .......................................12
4.2.2 投行業(yè)務(wù)范圍........................................... 13
4.3 我國商業(yè)銀行開展投行業(yè)務(wù)存在的主要問題 ...................14
4.3.1 金融政策的限制......................................... 14
4.3.2 利益沖突問題還無從解決................................. 14
4.3.3 專業(yè)人才缺乏 ...........................................15
4.3.4 科技力量不足........................................... 15
4.3.5 缺乏品牌優(yōu)勢 ...........................................15
5 我國商業(yè)銀行開展投資銀行業(yè)務(wù)的對策 .........................16
5.1 培養(yǎng)專業(yè)化團隊，打造自己的品牌 ...........................16
5.1.1 培養(yǎng)專業(yè)投資銀行人才 ...................................16
5.1.2 在發(fā)展中逐步形成自己的品牌 .............................16
5.2 進行準(zhǔn)確的客戶定位和適當(dāng)?shù)臉I(yè)務(wù)選擇 .......................17
5.2.1 準(zhǔn)確地定位客戶 .........................................17
5.2.2 選擇適當(dāng)?shù)臉I(yè)務(wù)......................................... 17
5.2.3 有限制地開展投資銀行業(yè)務(wù) ...............................17
5.3 加強與專業(yè)投資銀行和其他中介服務(wù)機構(gòu)的合作 ...............18
5.4 切實做好風(fēng)險防范工作 .....................................18
結(jié)    論 .....................................................20
參考文獻 .....................................................21
致    謝..................................................... 22
附　  錄1 ....................................................23
附　  錄2 ....................................................27

摘    要
      積極發(fā)展投資銀行業(yè)務(wù),實現(xiàn)商業(yè)銀行業(yè)務(wù)和資本市場業(yè)務(wù)的對接,是我國商業(yè)銀行為應(yīng)對挑戰(zhàn),培育核心競爭力,推進經(jīng)營結(jié)構(gòu)調(diào)整而作出的一項戰(zhàn)略性選擇。對于目前尚處于探索階段的商業(yè)銀行投資銀行業(yè)務(wù),盡管開局不錯,但仍有一些問題需要引起重視。介紹國外開展這一業(yè)務(wù)的理論與實踐，通過借鑒國外的經(jīng)驗，詳細地探討了國內(nèi)商業(yè)銀行投資銀行業(yè)務(wù)開展的必要性及其存在的金融政策、利益沖突、專業(yè)人才缺乏、科技力量不足、缺乏品牌優(yōu)勢等問題，并提出了建立投資銀行業(yè)務(wù)部、培養(yǎng)專業(yè)化團隊打造自己的品牌、進行準(zhǔn)確的客戶定位和適當(dāng)?shù)臉I(yè)務(wù)選擇、加強與專業(yè)投資銀行和其他中介服務(wù)機構(gòu)的合作、切實做好風(fēng)險防范工作等相應(yīng)的策略。

關(guān)鍵詞： 商業(yè)銀行；投資銀行；策略研究

Abstract
      To develop investment banking business actively and to achieve connection between commercial banking and capital market operations is a strategic option which Chinese commercial banks choose in order to meet the challenges,and enhance their core competitiveness,and promote the structural adjustment of operating.Now for the commercial bank's investment banking business which is still at the exploratory stage,despite a good start,However,there are some problems that need to attract attention. This article introduces the theory and practice of businesses abroad,To learn from the experience it discusses in detail the necessity,the main problems, such as: Financial policies, conflict of interest, lack of professionals, inadequate technological capability, lack of brand and the corresponding strategy,for example: The establishment of the investment banking business, professional training team create their own brands, accurate positioning and customers choose the appropriate business, with professional investment banks and other intermediary service institutions, to do a good job in risk prevention work .

Keywords：commercial bank; investment bank; strategy study