商業(yè)銀行開展保理業(yè)務(wù)的問題及對策分析

國際貿(mào)易論文編號:GM081   包括:開題報告及任務(wù)書,論文字?jǐn)?shù):8162,頁數(shù):14

目   錄

1．導(dǎo)論 ...........................................2
1.1保理業(yè)務(wù)的起源及內(nèi)涵 ...........................2
1.2保理業(yè)務(wù)的流程 .................................2
1.3保理業(yè)務(wù)的特點 .................................4
2．商業(yè)銀行開展保理業(yè)務(wù)的現(xiàn)狀及問題 ...............5
2.1商業(yè)銀行開展保理業(yè)務(wù)的現(xiàn)實狀況 .................5
2.2商業(yè)銀行開展保理業(yè)務(wù)面臨的困難 .................6
2.3商業(yè)銀行開展保理業(yè)務(wù)的實例分析 .................7
2.3.1案情簡介 .....................................7
2.3.2案情分析及啟示 ...............................8
3．商業(yè)銀行開展保理業(yè)務(wù)的對策 .....................8
3.1國際保理業(yè)發(fā)展的新特點 .........................8
3.2商業(yè)銀行開展保理業(yè)務(wù)的對策 .....................10
3.2.1加強(qiáng)保理業(yè)務(wù)風(fēng)險調(diào)控機(jī)制的建設(shè) ...............10
3.2.2 積極推廣保理業(yè)務(wù),不斷完善市場 ...............11
3.2.3 加強(qiáng)自身建設(shè),為保理發(fā)展創(chuàng)造前提 .............12
參考文獻(xiàn) ..........................................13
致   謝 ...........................................14

摘   要

     保理業(yè)務(wù)自產(chǎn)生以來，由于能為進(jìn)出口商增加營業(yè)額、提高風(fēng)險保障、節(jié)約成本、簡化手續(xù)、擴(kuò)大利潤，能為銀行帶來較高的報酬，在世界各國都得到了廣泛的運用，并已成為主要的結(jié)算方式之一。保理業(yè)務(wù)在我國也得到了較大發(fā)展，但與發(fā)達(dá)國家相比發(fā)展相對緩慢。
本文從我國商業(yè)銀行開展保理主要存在的幾個問題展開分析：保理市場不成熟；風(fēng)險控制不完善；企業(yè)與銀行對保理業(yè)務(wù)的認(rèn)識還不深刻等。接著針對以上問題提出了相應(yīng)的解決措施：我們應(yīng)不斷完善保理市場；加強(qiáng)保理風(fēng)險控制；加深對保理業(yè)務(wù)的認(rèn)識與理解。
加快保理業(yè)務(wù)在我國的發(fā)展，更好地運用現(xiàn)代金融服務(wù)工具，迎接國際同業(yè)銀行競爭和國內(nèi)外客商日益增長的金融服務(wù)需求的雙重挑戰(zhàn)，從而促進(jìn)我國經(jīng)濟(jì)的進(jìn)一步發(fā)展。

【關(guān)鍵詞】商業(yè)銀行  國際保理  問題與對策

Abstract
Since factoring business produce, increase turnover, raise risk ensure, economize the cost, streamline formalities, expanding profits for imports and exports trader, can bring the relatively high remuneration for the bank, has gotten extensive application in every country in the world, and has already become one of the main settlement ways. The factoring business is relatively developed on a large scale too in our country, but develops relatively slowly compared with developed country.
This thesis begin to dissertate with the questions which arised in the process of our banks do factoring business: the factoring market is unriply; the risk is controlled incompletely perfectly; the enterprises and banks are not deep enough in understanding of the factoring business, etc. Then give the necessary measures: we should take measures , perfect and protect the factoring market constantly; strengthen and pays attention to control the risk; strengthen the understanding of the factoring business.
Accelerate the development in our country of the factoring business. Use modern financial service tool better , meet international cooperative bank competition and  international financial service double challenge of demand that traveling trader increase day by day. Thus promote the further development of the economy of our country.

【Keywords】 Commercial Bank；  International Factoring；  Problem and Countermeasure