中小企業應用國際保理存在的問題及對策分析

國際貿易論文編號:GM083      包括:開題報告及任務書,論文字數:9796,頁數:14

目   錄

1 國際保理的概述 .........................................2
1.1 國際保理的涵義及服務內容 .............................2
1.2 FCI和美國PMF......................................... 2
1.3 國際保理的發展趨勢 ...................................3
2 我國中小企業應用國際保理的現狀及問題分析............... 5
2.1 中小企業應用國際保理的適用性分析 .....................5
2.2 我國中小企業應用國際保理的狀況....................... 6
2.3 我國中小企業應用國際保理存在的問題及原因分析 .........8
3 推動我國中小企業應用國際保理的對策建議 .................10
3.1 政府加強完善國際保理的法律環境 .......................10
3.2 企業增強風險意識，建立科學的信用管理方法和制度 .......10
3.3 企業提高對國際保理的認知，選擇合理的保理模式 .........11
3.4 銀行等金融機構加強保理業務的建設 .....................12
參考文獻 .................................................13
致  謝 ...................................................14

摘   要

     在國際商品市場競爭日益激烈的今天，貿易結算方式成為繼商品價格、商品質量之后另一個重要的競爭手段，保理業務是在這一需求下發展起來的。我國中小企業一直面臨融資難的問題。在我國中小企業中引入國際保理業務，對加速企業的快速融資，提高企業的資本周轉，從而提高其國際競爭能力具有很大作用。
本文系統闡述了國際保理在國內外的發展狀況。從國際保理對中小企業的重要性及我國中小企業特點的角度上分析我國中小企業應用保理業務的可行性和必要性，并在闡述國內中小企業應用國際保理狀況的基礎上，分析其存在的問題及原因。最后，從政府、企業及銀行保理商等角度提出了我國中小企業應用國際保理應采取的解決問題的措施。

【關鍵詞】中小企業  國際保理  問題及對策 

Abstract

Nowadays, the competition of the international commodity market in the world is more and more drastic. The trade settlement considered as the competed method has become another important means after the commodity price and quality. International factoring develops just based on the need. It is always difficult for the medium-sized and small enterprises in our country to finance. If the medium-sized and small enterprises adopt the International factoring business  as the trade settlement, it will be propitious for them to quicken the enterprise financing and up-grade turnover of capital enterprises competitive capacity in the market will be enhance.
This thesis systemically expatiates the development  of International factoring in home and abroad. From the point of the importance of International factoring to the medium-sized and small enterprises and their characteristics, it analyzes the feasibility and necessary that the medium-sized and small enterprises apply the International factoring. And based on the states of those, it analyzes the problems and reasons when the medium-sized and small enterprises in our country develop International factoring business. At length, it brings forward referred measures to solve the problems from the government, enterprises and the banks.

【Key words】medium-sized and small enterprise; international factoring; problem and countermeasure