美國次貸危機的成因影響及啟示

內容摘要

本文首先圍繞資產證券化這一金融手段介紹2008年美國次貨危機。接著介紹由美國次貨危機引發的全球性金融震蕩、為全球經濟帶來的巨大損失，對我國進出口貿易的影響。最后思考它遺留下來的一些問題和對我國外貿行業的啟示。

 [關鍵詞]：資產證券化；次貨危機；損失；問題；我國；外貿；啟示

目       錄

一、美國次貸危機的成因··················································3

1．1  次貸危機······················································3

1．2  資產證券化····················································3

二、美國次貸危機的影響··················································4

2．1  對金融機構的影響··············································4

2．2  對資本流動的影響··············································4

2．3  對實體經濟的影響··············································4

2．3．1  對國際貿易的影響·······································4

2．3．2  對制造業的影響·········································5

2．3．3  對經濟增長的影響·······································5

2．4  對我國進出口貿易的影響········································5

三、美國次貸危機的啟示··················································5

3．1  縮小貧富差距··················································5

3．2  建立牢固的實體經濟············································6

3．3  加強房地產行業監管············································6

3．4  關注產業的國際轉移問題········································6

3．5  對我國外貿的啟示··············································6

3．5．1  調整進出口結構，實施市場多元化戰略·····················6

3．5．2  高度防范次貸危機可能引發的新一輪貿易保護主義···········6

3．5．3  外貿與內貿并舉·········································7

3．5．4  運用行政和法律手段加強對進出口市場的監督和管理·········7